Terms and Conditions
1. Can avail upto ₹1000 per day for hospitalisation and day care procedures (Example: minor surgeries on eyes, ears, nose, skin, etc.)
2. Can avail upto ₹2000 per day for ICU.
3. Covers only upto 30 days/times of coverage in a year.
4. Sickness-related hospitalisation within 30 days of buying this policy is not covered. There is no waiting period for accident-related hospitalisation.
1. Hospitalisation due to any illnesses that you already have (pre-existing conditions) is covered after 4 years of coverage.
2. Individuals between 18 years to 65 years are only eligible.
3. Participation in a dangerous activity or adventure sport is not covered like rock climbing, diving etc.
4. Treatment at a healthcare facility which is NOT a Hospital is not covered.
5. Non-allopathic treatment is not covered.
6. Any expense due to pregnancy (directly or indirectly) is not covered.
7. Hospitalisation due to alcohol or drug abuse is not covered.
8. There are certain diseases not covered, for which there is a one-year waiting period like Cataract, Treatment of Tonsils etc.